How We Rate
Our scores are designed to reflect what actually matters when you borrow money or resolve debt.
Our scoring factors
We weigh pricing transparency, product features, eligibility requirements, customer experience, and ease of use. Commercial relationships with partners are also a factor in rankings — see our Advertiser Disclosure.
Score bands
9.5 and above earns an Excellent badge, 9.0–9.4 is Very Good, and 8.0–8.9 is Good. We re-review scores regularly as offers change.
What's next
This page will soon include detailed factor weights and per-vertical methodology notes.